First-time homebuyers!
Curious about how much house you can afford? Watch this short video as I break down the art and science of determining your ideal home budget.
Learn about:
>Debt-to-income calculations
>The eligibility vs. suitability conundrum
>Personalized financial planning tips
Don’t miss out on expert advice tailored to your unique financial situation! Contact us today for a professional opinion on your home affordability.
Exciting News for Homebuyers in Oregon! Are you struggling with high interest rates and down payment challenges? Oregon Housing and Community Services has launched the Oregon Flex Lending Program to replace the old Oregon Bond Program.
This new initiative offers:
1. Down Payment Assistance: Up to 5% for both first-time and repeat homebuyers.
2. Flexible Use: Assistance can now be used for down payments, not just closing costs.
3. Subsidized Interest Rates: For those who qualify with their own down payment.
This program opens up new opportunities for many aspiring homeowners. Curious to learn more? Contact us today! ✨ Don’t miss out on this game-changing program!
3 tips to help you make competitive offers!
Spring is in the air and that often means buyers start picking up their home search again. With inventory being low put yourself in a good position so you’re able to beat your competition when you find the perfect home!
Deciding to buy a home is exciting and typically begins with simply looking at homes. BUT I bet you didn’t know that a very crucial step is being overlooked and could result in an offer not being accepted.
I know I’ve mentioned it before, but it’s worth sharing again. Let’s talk about how homebuying can be favorable in the wintertime.
Late Fall and Winter is a favorable time to look at houses! Learn more by watching this short video.
I think there is a good chance that FHA loans are going to be utilized more in the coming years. Watch this video to learn more about what an FHA loan is and how it may benefit you.
It’s a new year and a new decade! In this video I review the Portland, Oregon housing statistics and what we should expect to see over the next 10 years. Hint, hint…. home-ownership rates and housing demand will likely increase!
Questions, comments? We would love to hear from you!
Tired of paying rent and wondering if homeownership is right for you? There is no doubt that owning your home can significantly improve your financial standing in the long-term.
In fact, a recent survey showed that homeownership was a greater predictor of net worth than age or education (see HERE).
In this video I talk about some of the benefits and risks of owning a home:
If you’d like to learn about your options for buying a home in a no pressure environment please contact me today to schedule an initial conversation.
Thanks!