The best thing that happened in 2022 is mortgage rates increased!

Higher mortgage rates bring greater balance to the housing market.

Home Prices in Next Recession

I believe, if home prices fall, they WILL NOT fall drastically. Here is why!

2022 Portland, OR Housing Marketing Update

Are we at peak mortgage rates?

Are we at peak mortgage rates?

What Fed rate hikes really mean?

Oftentimes there is a misconception that when the FED hikes short-term interest rates, mortgage rates automatically increase. The truth is Federal Fund rates are NOT directly correlated to mortgage rates!

 

Mortgage Rates tick higher on stock market rally

Please click below to watch this week’s update which includes information on current interest rates, the stock market rally, and an update on mortgage forbearance:


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Current Outlook: floating

Mortgage rates hold steady, a guess at unemployment rate, and credit tightens further

Please click below to watch this week’s update:


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Current Outlook: floating

Forbearance continues to constrict availability of credit

Please click below to watch this week’s update which includes information on current interest rates, an explanation of the ill effects of forbearance, and an outlook for home prices:

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Current Outlook: floating

Interest rate tick higher, mortgage forbearance causes credit squeeze

Please click below to watch this week’s update which includes information on current interest rates and an update on the mortgage forbearance relief law:


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Current Outlook: neutral

Can unemployment benefits be used to qualify for a mortgage?

I hope this video is helpful.  Please feel free to share with others!