Just yesterday the front page of our local paper highlighted the challenges buyers face in this competitive spring market. If you’re a home buyer, watch this short video for practical steps to achieve the best outcomes: Be Proactive with Home Loan Financing: Start with a thorough pre-approval. Submit all supporting income and asset documents to […]
Thinking about buying a home? In this video I breakdown 4 key areas to consider when figuring out how much money you need: 1. Professional Inspection: Expect costs around $1,000. 2. Closing Costs & Prorated Payments: Ranging from $7,000 to $20,000, but you might negotiate with the seller to cover these. 3. Buyer Representation Fee: […]
Despite the headlines about high interest rates and lack of affordability, the spring buying season is looking promising! More Homes for Sale: Inventory is up 150% compared to 2020-2021. Balanced Market: More options and better negotiating power for buyers. Motivated Sellers: Longer average days on market and more price reductions. Lower Mortgage Rates: Conventional 30-year […]
Welcome to another episode of “Real Talk,” where we dive deep into the minds of top real estate professionals to uncover how their past experiences shape their approach to serving clients. In this episode, we sit down with Lee Davies, a top-performing Realtor with 37 years of experience and the founder and president of Eleete […]
First-time homebuyers! Curious about how much house you can afford? Watch this short video as I break down the art and science of determining your ideal home budget. Learn about: >Debt-to-income calculations >The eligibility vs. suitability conundrum >Personalized financial planning tips Don’t miss out on expert advice tailored to your unique financial situation! Contact us […]
One of the biggest questions we get from future homeowners is: When should we start the loan pre-approval process? A common mistake is waiting until you’ve found your dream home to contact your lender. Instead, reach out to your lender before you start your home search. Once we have your application, it typically takes just […]
Hey everyone, it’s Evan Swanson from Guild Mortgage! With new tariffs affecting the economy, many are wondering how this impacts the housing market. Here’s a quick breakdown: >Tariffs can cause inflation, which is a key driver of mortgage rates. >Higher inflation expectations often lead to higher mortgage rates. >Good news: Mortgage rates are currently at […]
Welcome to another episode of the Real Talk video podcast series! In this episode, we are thrilled to interview mortgage industry veteran and capital markets expert, David Battany. With over 30 years of experience as a leader in the field, David shares his invaluable insights on the significance of homeownership in our society. Join us […]
Recent changes by Fannie Mae and Freddie Mac regarding HOA master insurance policies are impacting condo financing. I’ve recorded a detailed video explaining these changes and their effects. If you’re a real estate professional, condo owner, or buyer, this is crucial info!
Are you a first-time homebuyer in need of down payment funds? Or perhaps you’re a parent or grandparent looking to help your children or grandchildren buy their first home? In this video, we explore tax-efficient strategies to make your dreams a reality! Join us as we dive into the 2025 IRS Annual Gift Tax Exclusion […]