Mortgage Blog

Unlock Your Homeownership Dreams with Oregon Flex Lending!

Exciting News for Homebuyers in Oregon! Are you struggling with high interest rates and down payment challenges? Oregon Housing and Community Services has launched the Oregon Flex Lending Program to replace the old Oregon Bond Program. This new initiative offers: 1. Down Payment Assistance: Up to 5% for both first-time and repeat homebuyers. 2. Flexible […]

Why Mortgage Rates Are Rising Even After Fed Rate Cut ✂

Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will […]

Real Talk Ep 12 with Dr. Tony Kelly: Embrace Technology & Leadership Insights

Dr. Kelly shares his journey from Detroit to becoming a successful real estate entrepreneur, highlighting the influence of his parents’ hard work and the lessons they taught him about breaking the cycle of poverty through education and real estate investment. His mom’s key principles—work hard, get educated, and buy real estate—were foundational to his success. […]