Climate Change is Decreasing Affordability for Homeownership

Please take a moment to watch and consider reviewing your home insurance policy to ensure you’re covered!

Evan’s Summary of “The Lock-In Effect of Rising Mortgage Rates”

In this video I explain what the mortgage rate lockdown is and the current impact that it has on homeowners. With over 68% of homeowners sitting on interest rates that are 3%⬇ below the market value, you can imagine this has a huge effect on a homeowner’s decision to buy or sell . Watch to learn why!

Evan-omics: Mortgage Rates, An Insider Perspective of The Fed Mindset, And Home Insurance Tips!

Key Differences Between FHA Loan and Conventional Loan Mortgage Insurance

Unlock the secrets to mortgage insurance with our latest YouTube video! ️ Discover the crucial differences between FHA & Conventional Mortgage insurance and learn how to eliminate PMI from your conventional home loan. Perfect for first-time buyers seeking clarity and savings!

#HomeOwnership #MortgageTips #PMIRemoval #FirstHome #ConventionalVsFHA #MortgageInsuranceExplained #BuySmart #FirstTimeBuyer #HomeLoanEducation

Real Talk Ep 8: How Realtors Can Lead the Battle for Affordable Housing

With a robust experience spanning over 20 years in the Portland real estate market, including founding Inhabit Real Estate, Eric Hagstette delves into his journey from a “corporate upbringing” to becoming a seasoned expert in the field. Hear the invaluable lessons he learned from adhering to a simple yet effective business plan, which played a pivotal role in expanding his sales territory, and how he seamlessly transitioned those principles into the real estate industry, contributing to his success.

Eric also opens up about his deep-rooted belief in stable housing for all and how it drives his work today. His insights are not just about building a business, but also about fostering community and making a positive impact.

Join us for an enlightening conversation with Eric as we explore the intersections of business acumen and social responsibility in real estate. Don’t forget to subscribe for more “Real Talk” episodes, where we share the real stories behind the industry’s successes.

Evan-omics: Inflation Trend Points to Lower Mortgage Rates!

Happy to share some good news! Watch this short video for the latest on inflation and why I think it will lead to lower mortgage rates in the months ahead.

Real Talk Ep 7 with Ann Garcia: Funding College for Children, Financial Planning, & Homeownership!

Welcome to another episode of ‘Real Talk’ with your host, Evan Swanson, Senior Loan Officer and Certified Financial Planner™. In this interview, we connect with Ann Garcia, a CERTIFIED FINANCIAL PLANNER™ with Independent Progressive Advisors and the author of “How to Pay for College: A complete guide to funding your child’s education.”

If you have kids, this one is worth your time!

What are mortgage discount points? – A-Must-Watch-Guide

Are you navigating the complex world of mortgages and looking to save money in the long run? Look no further! In my latest video, I delve into the often-overlooked topic of discount points and why they deserve your attention.

Discount points can be a game-changer for homebuyers, offering a way to reduce interest rates and potentially save thousands over the life of a loan. But what exactly are they, and how can they benefit you? I break down the ins and outs of discount points, providing clear, expert insights that empower you to make informed decisions.

Whether you’re a first-time homebuyer or a seasoned investor, understanding discount points is crucial. So, join me as I explore:

  • The definition of discount points and how they work
  • The financial advantages of considering discount points
  • Real-life scenarios where discount points can make a significant difference

Remember to like, share, and subscribe for more insightful content designed to help you thrive in the world of finance.

Real Talk Ep 6 with Rana Schnaubelt: War, Determination, Empowerment, & Connection!

Here is the latest Real Talk episode with Rana Schnaubelt!  She has an INCREDIBLE story that involves war, determination, empowerment, and connection.  Also, a tidbit in the end about how immigrants should prepare themselves to buy. 

Real Talk 5 with Diana Colin: Real Estate Change & Financial Tools

Here is my latest ‘Real Talk’ episode with Diana Colin of the Portland Metropolitan Association of Realtors. With more than 38 years of experience in the real estate industry, Diana Colin shares what has and hasn’t changed over the years and how her newer role as the Professional Standards Administrator with the Portland Metropolitan Association of Realtors keeps her active with brokers even though she’s no longer a practicing real estate broker. We also talk about her adoption of You Need a Budget in 2019 and how it has brought financial clarity and confidence to her life. ✅

Sign up for these upcoming events!

Money Made Simple, May 1st @10 AM https://pmar.org/event/money-made-sim…

4 Pillars of Financial Well-Being, April 19th or 25th www.swansonhomeloans.com/4pillars/

Attend both and begin the process of improving your financial life!

Diana Colin – Professional Standards Administrator for PMAR dcolin@pmar.org