I hope you took time to celebrate National Roof Over Your Head Day on December 3rd! I showed up to work and helped people get a new roof over their heads so I’m feeling good about my contribution. Mortgage Rates Mortgage rates continued to improve last week. They are currently at multi-month lows. Yield […]
After spending over 16 years in the mortgage lending industry I have identified seven myths that consumers commonly hold regarding their credit score. Over the course of the next few weeks I am going to breakdown each myth and help you better understand how your credit scores are determined so that you can achieve a […]
Christmas has come early to homeowners and prospective home-buyers in the Portland housing market! Despite median home prices increasing by only +5.1% over the past twelve months the Federal Housing Finance Agency announced that the conforming loan limits in 2019 will increase by 6.9%. The maximum conforming loan amount for 2019 will be $484,350 for […]
What do you call a cow with a twitch?….beef jerky……Happy National Craft Beef Jerky Day! US Stocks & Interest Rates Economic uncertainty is taking a toll on the stock market and helping mortgage rates improve. In an interview with the Wall Street Journal President Trump said it was “highly unlikely” that the US would […]
The irony of Thanksgiving and Black Friday on back-to-back days has always seemed funny to me. How is it that we spend one day acting grateful for everything we already have then spending the next day trampling over each other to buy new things? I wish you a warm and blessed Thanksgiving Holiday! Mortgage Rates […]
There is so much that I feel gratitude for. Thank you for all of you who support our business and lives. With sincere thanks we want you to know that we appreciate you. The housing market here in Portland is shifting and I wanted to offer a candid and honest assessment of how I see […]
A sincere THANK YOU to those who have served and continue to serve our country! As an Oregonian I am proud that we are one of five states that honors our veterans by offering a subsidized home loan program which allows those who have served in the military to own a home with more attractive […]
If you listen to one side there are always too many democratic congressman being elected. The other side will say there are too many republican congressman being elected. My question is when do we get the opportunity to elect a US congressman? Best of luck to all the candidates today. Please don’t forget to pull […]
As a father of two I wish Halloween fell on the weekend. Ever wonder why it is celebrated on October 31st? You can find out HERE. Interest rates After hitting recent highs back on October 9th mortgage rates have improved very modestly. Weakness in the stock market is likely the cause for the improvement in […]
Think Portland has grown? According to Wikipedia there are currently 647,805 residents inside the city limits. Comparatively, there are 102 cities in China with a population of 1 million or more. Shanghai is the largest with 22 million people. The US currently has 10 cities with a population of 1 million or more. […]