On this day in 1963 a toy company in California that initially experienced success by marketing the “Pluto Platter”, which later became known as a Frisbee, filed patent for their next big product. 25 million units were sold in the first four months and set off a huge fad across American culture. What was the […]
When preparing to purchase a home a buyer needs to not only prepare for the down payment but also the settlement charges. Total Settlement Charges… Settlement charges will vary for each buyer so it is difficult to forecast exactly how much a specific person should budget without a complete pre-approval application. That said, please watch […]
Happy birthday Fats Domino who was born on this day in 1928. This little-known musician is considered a pioneer of rock and roll music and started playing bars in New Orleans at the age of 10. Domino’s single “Fat Man” was the first rock and roll record to sell more than 1,000,000 copies in the […]
Did you know the standard Residential Real Estate Agreement commonly used in Oregon allows the seller to prevent you from switching lenders or loan programs? In this short video I explain the third benefit of being pre-approved for a home loan prior to starting your search: Consumers should take the time to compare lenders prior […]
Are thinking of buying a home and wondering when you should get pre-approved? Unless you are open to the potential for an unwanted surprise, I recommend you get pre-approved early on. In this short video I explain the second benefit of being pre-approved for a home loan prior to starting your search: By taking the […]
Are you having withdrawals from the ‘round the clock media coverage of the federal government shutdown? Don’t worry, without a fresh funding bill the government will shut down this Friday at midnight. Or will it? Agreement in Principle According to multiple reports republicans and democrats have reached an agreement to fund the government past this […]
Are you thinking of buying a home and wondering if you should get pre-approved? The answer is “YES!” especially in Portland, Oregon where desirable homes are still very competitive. In this short video I explain one benefit of being pre-approved for a home loan prior to starting your search: By taking the time to get […]
Later tonight President Trump will deliver his State of the Union address to a joint session of Congress. Generally the US president will use the address to communicate the state of the national budget, economy, and layout priorities for the coming year. In other words, it’s a great night to binge watch “Friends from College” […]
Think “fake news” is a new phenomenon? Back in 1935 an organization called the Clark Foundation based in Cooperstown, NY publicized a false story claiming that US Civil War hero Abner Doubleday invented the game of baseball in that town 100 years earlier. Despite the story being inaccurate it helped the organization raise money to […]
After spending over 16 years in the mortgage lending industry I have identified seven myths that consumers commonly hold regarding their credit. In this series of videos I am going to breakdown each myth and help you better understand how your credit scores are determined so that you can achieve a better outcome for your […]