Did you know the standard Residential Real Estate Agreement commonly used in Oregon allows the seller to prevent you from switching lenders or loan programs? In this short video I explain the third benefit of being pre-approved for a home loan prior to starting your search: Consumers should take the time to compare lenders prior […]
Are thinking of buying a home and wondering when you should get pre-approved? Unless you are open to the potential for an unwanted surprise, I recommend you get pre-approved early on. In this short video I explain the second benefit of being pre-approved for a home loan prior to starting your search: By taking the […]
Are you having withdrawals from the ‘round the clock media coverage of the federal government shutdown? Don’t worry, without a fresh funding bill the government will shut down this Friday at midnight. Or will it? Agreement in Principle According to multiple reports republicans and democrats have reached an agreement to fund the government past this […]
Are you thinking of buying a home and wondering if you should get pre-approved? The answer is “YES!” especially in Portland, Oregon where desirable homes are still very competitive. In this short video I explain one benefit of being pre-approved for a home loan prior to starting your search: By taking the time to get […]
Later tonight President Trump will deliver his State of the Union address to a joint session of Congress. Generally the US president will use the address to communicate the state of the national budget, economy, and layout priorities for the coming year. In other words, it’s a great night to binge watch “Friends from College” […]
Think “fake news” is a new phenomenon? Back in 1935 an organization called the Clark Foundation based in Cooperstown, NY publicized a false story claiming that US Civil War hero Abner Doubleday invented the game of baseball in that town 100 years earlier. Despite the story being inaccurate it helped the organization raise money to […]
After spending over 16 years in the mortgage lending industry I have identified seven myths that consumers commonly hold regarding their credit. In this series of videos I am going to breakdown each myth and help you better understand how your credit scores are determined so that you can achieve a better outcome for your […]
Have you made it a goal to buy a home in 2019? If so then knowing when to buy can offer real savings. In this short video I explain why I think home buyers that take action at the beginning of the year will likely be better off than those who wait. As explained in […]
The government shutdown is now the longest running shutdown in our history. Over 800,000 federal workers remain without a paycheck. Meanwhile, the government is accruing back wages to the tune of $2,000 per second. How is the shutdown impacting home loans? Mortgage Rates The government shutdown has helped contribute to lower mortgage rates. How? First […]
After spending over 16 years in the mortgage lending industry I have identified seven myths that consumers commonly hold regarding their credit. In this series of videos I am going to breakdown each myth and help you better understand how your credit scores are determined so that you can achieve a better outcome for your […]