Mortgage Blog

From Nike to Amazon to Real Estate—Ryan Purdy’s journey is anything but ordinary. Find out how a pandemic changed everything.

As we head into the tail end of 2025, let’s break down the latest trends in home prices, inventory, and mortgage rates. Portland home prices are up—but just slightly Inventory is at its highest since 2019 Mortgage rates are easing (a little!) Tips for first-time buyers & homeowners Insights on second & reverse mortgages Whether […]

30-Year Fixed vs. 7/6 ARM — Which Mortgage Is Right for You?  Thinking about going ARM to save on interest? Here’s what you really need to know in today’s market: ARM rates aren’t much lower right now — the yield curve is flat. Today’s rates (around 6.5%) are actually normal historically ARMs only make sense […]

Still thinking about buying a home in 2025? It’s not too late! I’ve got good news: home inventory peaks in Q3, and prices often dip after summer—making now a great time to buy. If you’re a first-time buyer, stay focused, and reach out if you need help financing your purchase. Watch the video to learn how to […]

https://youtube.com/shorts/wDDuO4lVmOQ?feature=share A recent survey shows that for every first-time homebuyer who bought a home last year, three more are still waiting for the “right time.” But here’s the good news: Better market conditions are happening NOW!

Thinking about buying your first home? One of the biggest mistakes new buyers make is waiting too long to start the loan preapproval process — and it could cost you your dream home!

Thinking about buying a home but feeling uncertain? You’re not alone—and your concerns are valid. But what if history could offer some clarity? From inflation to recessions, we’ve seen tough times before—and yet, home values have continued to rise. There are tools that can help you navigate today’s market.

Not sure what a jumbo mortgage really is or why it matters? In this quick video, I break down the key differences between jumbo and conforming loans—and what it could mean for your homebuying journey. Don’t miss these insider tips that could save you time, money, and stress!

https://youtube.com/shorts/mebf9lZKatw?si=_NwOkGp9qE7HtwsB Consumer confidence is down, and economists are predicting a possible recession. This has led many buyers and sellers to delay their decisions. But could this be an opportunity for you? Watch the video to find out how current market conditions might benefit you as a buyer.

Welcome to Q1’s rate update! With all the uncertainty in the world, many are asking about the state of the housing market. As we wrap up Q1 2025 and move into spring, here’s a quick overview: Housing Market: The market is “Goldilocks” – not too hot, not too cold. New listings are increasing, and net […]