Mortgage Blog

Navigating the Competitive Spring Housing Market in Portland

Just yesterday the front page of our local paper highlighted the challenges buyers face in this competitive spring market. If you’re a home buyer, watch this short video for practical steps to achieve the best outcomes: Be Proactive with Home Loan Financing: Start with a thorough pre-approval. Submit all supporting income and asset documents to […]

Exciting Spring 2025 Housing Market Trends for Buyers!

Despite the headlines about high interest rates and lack of affordability, the spring buying season is looking promising! More Homes for Sale: Inventory is up 150% compared to 2020-2021. Balanced Market: More options and better negotiating power for buyers. Motivated Sellers: Longer average days on market and more price reductions. Lower Mortgage Rates: Conventional 30-year […]

Real Talk Ep 16 with Lee Davies: From Rookie to Real Estate Star!

Welcome to another episode of “Real Talk,” where we dive deep into the minds of top real estate professionals to uncover how their past experiences shape their approach to serving clients. In this episode, we sit down with Lee Davies, a top-performing Realtor with 37 years of experience and the founder and president of Eleete […]

Q&A: How much house can I afford?

First-time homebuyers! Curious about how much house you can afford? Watch this short video as I break down the art and science of determining your ideal home budget. Learn about: >Debt-to-income calculations >The eligibility vs. suitability conundrum >Personalized financial planning tips Don’t miss out on expert advice tailored to your unique financial situation! Contact us […]

How Tariffs Impact Mortgage Rates

Hey everyone, it’s Evan Swanson from Guild Mortgage! With new tariffs affecting the economy, many are wondering how this impacts the housing market. Here’s a quick breakdown: >Tariffs can cause inflation, which is a key driver of mortgage rates. >Higher inflation expectations often lead to higher mortgage rates. >Good news: Mortgage rates are currently at […]

Real Talk Ep 15 with David Battany: Unlocking Homeownership

Welcome to another episode of the Real Talk video podcast series! In this episode, we are thrilled to interview mortgage industry veteran and capital markets expert, David Battany. With over 30 years of experience as a leader in the field, David shares his invaluable insights on the significance of homeownership in our society.  Join us […]