Mortgage Blog

Credit Myth #2: Having your credit report pulled will ruin your scores

After spending over 16 years in the mortgage lending industry I have identified seven myths that consumers commonly hold regarding their credit score. Over the course of the next few weeks I am going to breakdown each myth and help you better understand how your credit scores are determined so that you can achieve a […]

Is a recession on the horizon? Fear drives mortgage rates to multi-month lows

I hope you took time to celebrate National Roof Over Your Head Day on December 3rd!  I showed up to work and helped people get a new roof over their heads so I’m feeling good about my contribution.   Mortgage Rates Mortgage rates continued to improve last week.  They are currently at multi-month lows. Yield […]

New Conforming Loan Limits announced for 2019

Christmas has come early to homeowners and prospective home-buyers in the Portland housing market! Despite median home prices increasing by only +5.1% over the past twelve months the Federal Housing Finance Agency announced that the conforming loan limits in 2019 will increase by 6.9%. The maximum conforming loan amount for 2019 will be $484,350 for […]