Real Talk Ep 7 with Ann Garcia: Funding College for Children, Financial Planning, & Homeownership!

Welcome to another episode of ‘Real Talk’ with your host, Evan Swanson, Senior Loan Officer and Certified Financial Planner™. In this interview, we connect with Ann Garcia, a CERTIFIED FINANCIAL PLANNER™ with Independent Progressive Advisors and the author of “How to Pay for College: A complete guide to funding your child’s education.”

If you have kids, this one is worth your time!

What are mortgage discount points? – A-Must-Watch-Guide

Are you navigating the complex world of mortgages and looking to save money in the long run? Look no further! In my latest video, I delve into the often-overlooked topic of discount points and why they deserve your attention.

Discount points can be a game-changer for homebuyers, offering a way to reduce interest rates and potentially save thousands over the life of a loan. But what exactly are they, and how can they benefit you? I break down the ins and outs of discount points, providing clear, expert insights that empower you to make informed decisions.

Whether you’re a first-time homebuyer or a seasoned investor, understanding discount points is crucial. So, join me as I explore:

  • The definition of discount points and how they work
  • The financial advantages of considering discount points
  • Real-life scenarios where discount points can make a significant difference

Remember to like, share, and subscribe for more insightful content designed to help you thrive in the world of finance.

Real Talk Ep 6 with Rana Schnaubelt: War, Determination, Empowerment, & Connection!

Here is the latest Real Talk episode with Rana Schnaubelt!  She has an INCREDIBLE story that involves war, determination, empowerment, and connection.  Also, a tidbit in the end about how immigrants should prepare themselves to buy. 

Real Talk 5 with Diana Colin: Real Estate Change & Financial Tools

Here is my latest ‘Real Talk’ episode with Diana Colin of the Portland Metropolitan Association of Realtors. With more than 38 years of experience in the real estate industry, Diana Colin shares what has and hasn’t changed over the years and how her newer role as the Professional Standards Administrator with the Portland Metropolitan Association of Realtors keeps her active with brokers even though she’s no longer a practicing real estate broker. We also talk about her adoption of You Need a Budget in 2019 and how it has brought financial clarity and confidence to her life. ✅

Sign up for these upcoming events!

Money Made Simple, May 1st @10 AM https://pmar.org/event/money-made-sim…

4 Pillars of Financial Well-Being, April 19th or 25th www.swansonhomeloans.com/4pillars/

Attend both and begin the process of improving your financial life!

Diana Colin – Professional Standards Administrator for PMAR dcolin@pmar.org

 

How are loan pre-approvals determined?

Understanding Mortgage Pre-Approvals!

Watch our short video to demystify the process behind mortgage loan pre-approvals. Learn how lenders evaluate your financial profile to determine your eligibility and potential loan amount. Knowledge is power!

#mortgagepreapproval #HomeBuyingTips #Finance101 #RealEstateAdvice #LoanApproval #FinancialLiteracy #HomeOwnershipGoals #SmartInvesting #PropertyMarket #HouseHunting #CreditScoreMatters #BudgetingTips

Real Talk 4 with Steve Scanlon: How to adapt and thrive through change!

Don’t miss out on this insightful conversation between Evan Swanson of Guild Mortgage and Steve Scanlon, CEO & Founder of Rewire Inc.! In just 45 minutes, Steve delves into the complexities of the human brain and its impact on Realtors adapting to new business models. He highlights the innate desires for familiarity, habituation, being right, and feeling in control that may hinder change. However, Steve emphasizes that practicing awareness can unlock creativity and adaptability, paving the way for success in an evolving industry. Tune in to gain valuable insights and stay ahead of the curve! #RealEstate #Adaptability #Success #BrainScience #FutureProjection ✨

The BAC: What’s Next for Oregon Real Estate, Brokers & Consumers?

Recording from March 29th:

Recording from April 4th:

Real Talk 3 with Robin Springer: Tips from Former Litigation Attorney, Turned Real Estate Broker

I had the pleasure of sitting down with Robin Springer, a seasoned real estate broker here in Portland, to dive into her journey and insights into the ever-changing real estate market! With over a decade of experience, Robin seamlessly blends her background as a litigation attorney with her passion to serve others to help them find their community! Stay tuned for our exclusive interview, where Robin shares her top tips for navigating the Portland real estate landscape and offers a glimpse into her passion for Alabama Football!

Mortgage Rates Update: Fed’s Plans for Interest Rate Cuts in 2025

Benefits of a 30-year fixed mortgage!