Join me for an insightful conversation with Realtor Josh Hackenjos, who has been a licensed Realtor since 2011. Josh has built a successful real estate practice by focusing on serving his community, being honest, and providing sound advice, even when it doesn’t benefit him. ✨ In this interview, Josh shares his secrets to success and […]
Fed cuts and mortgage rates? What do I need to know? Watch to learn more!
Did you know that advancements in healthcare are extending our life expectancy? This means more of us will be figuring out how to house our aging parents. In the next 5-10 years, the number of Oregonians over 85 will more than double! This could be a challenge for many families. But don’t worry, I’ve got […]
Struggling with affordability as a first-time homebuyer? Discover the secret of real estate seasonality! See how a first-time buyer in Portland secured a home with instant equity, thanks to the market shifts starting in November. Stay in the market, and if you’re not pre-approved yet, call me today! Let’s make your homeownership dreams a reality. […]
As we wrap up 2024, the Portland and Pacific Northwest housing market has faced challenges with high mortgage rates and steady or rising home prices. But there’s hope on the horizon! Experts predict mortgage rates will improve in 2025, with modest home price increases. Seasonal trends will offer better negotiation opportunities for homebuyers. If you’re […]
Exciting News for Homebuyers in Oregon! Are you struggling with high interest rates and down payment challenges? Oregon Housing and Community Services has launched the Oregon Flex Lending Program to replace the old Oregon Bond Program. This new initiative offers: 1. Down Payment Assistance: Up to 5% for both first-time and repeat homebuyers. 2. Flexible […]
Curious about why mortgage rates increased in October despite the Fed’s rate cuts? Tune in as I explain the trend and what to expect moving forward. Discover why 30-year fixed mortgage rates spiked by 0.75% and how federal fiscal policies play a role. Plus, find out why November and December might bring better news for […]
Curious about how the upcoming election will affect the housing market and mortgage rates? Watch to learn more!
As a mortgage loan officer, I’ve recorded a short 5-minute video recapping interest rates and housing prices during the 3rd quarter of 2024. Plus, get a sneak peek into what to expect this winter and discover essential tips for buyers and sellers navigating the seasonal market shifts. Watch now and stay informed!
Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will […]