Mortgage Blog

Real Talk Ep 13 with Josh Hackenjos: Help Others Solve Problems!

Join me for an insightful conversation with Realtor Josh Hackenjos, who has been a licensed Realtor since 2011. Josh has built a successful real estate practice by focusing on serving his community, being honest, and providing sound advice, even when it doesn’t benefit him. ✨ In this interview, Josh shares his secrets to success and […]

Unlocking Homeownership: How to Buy for Less!

Struggling with affordability as a first-time homebuyer? Discover the secret of real estate seasonality! See how a first-time buyer in Portland secured a home with instant equity, thanks to the market shifts starting in November. Stay in the market, and if you’re not pre-approved yet, call me today! Let’s make your homeownership dreams a reality. […]

2025 Housing Market Forecast: What Buyers Can Expect

As we wrap up 2024, the Portland and Pacific Northwest housing market has faced challenges with high mortgage rates and steady or rising home prices. But there’s hope on the horizon! Experts predict mortgage rates will improve in 2025, with modest home price increases. Seasonal trends will offer better negotiation opportunities for homebuyers. If you’re […]

Unlock Your Homeownership Dreams with Oregon Flex Lending!

Exciting News for Homebuyers in Oregon! Are you struggling with high interest rates and down payment challenges? Oregon Housing and Community Services has launched the Oregon Flex Lending Program to replace the old Oregon Bond Program. This new initiative offers: 1. Down Payment Assistance: Up to 5% for both first-time and repeat homebuyers. 2. Flexible […]

Why Mortgage Rates Are Rising Even After Fed Rate Cut ✂

Evan Swanson from Guild Mortgage explains that even though the Federal Reserve cut interest rates on September 18th, mortgage rates have actually gone up a bit. This is because the mortgage market expected the rate cut and adjusted beforehand. Historically, mortgage rates often rise after the Fed cuts rates, but there’s hope that they will […]