Privacy Policy

What does Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. chooses to share; and whether you can limit this sharing.

California Residents

Click here to view the California Consumer Protection Act Portal

NOTICE to European Union (EU) individuals:

Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. privacy policies are intended to comply with the General Data Production Regulation (GDPR).  Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. is a mortgage lender and individuals applying for a mortgage loan will be asked to provide personal data necessary for loan approval.  EU individuals must affirmatively consent to the collection of personal data on this site by first emailing Legal@ccmclending.com prior to providing any personal data.  You will then receive a reply email asking whether you consent to the collection of personal data.  Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. will only collect the personal data you choose to provide.  By using this site to begin the mortgage loan application process, you consent to use of your personal data consistent with this notice.  Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. does not use cookies or other web based tools to collect personal data on individuals.  You may decline to provide any information Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. requests.   Your personal data will not be shared by Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. with any third parties except those used for internal marketing purposes by Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc.  Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. follows industry standards for safeguarding and protecting your personal data.  You may request a free copy of your personal data.  We will delete your personal data or transfer your data to another entity at your request (unless required to retain it by U.S. law), and we will retain your data only so long as required by law and regulation.  If you have questions about Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc.’s privacy policy or you wish to request a copy of, deletion of, or transfer of your personal data you may contact us by emailing us at Legal@ccmclending.com or by writing us at Cherry Creek Mortgage Company, 7600 E. Orchard Rd. Greenwood Village, Colorado, USA, 80111.

Reasons we can share your personal information Does Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions,
maintain your account(s), respond to
court orders and legal investigations, or
report to credit bureaus
YES NO
For our marketing purposes-
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO WE DON’T SHARE
For our affiliates’ everyday business purposes-
information about your transactions and experiences
NO WE DON’T SHARE
For our affiliates’ everyday business purposes-
information about your creditworthiness
NO WE DON’T SHARE
For non-affiliates to market to you NO WE DON’T SHARE

Questions?

Call (888) 303-2262

Who is providing this notice?

Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc.

How does Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to your information to those who have a legitimate business purpose, and we train employees on data security and confidentiality.

How does Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. collect my personal information?

We collect your personal information, for example, when you

  • Apply for financing or give us your contact information
  • Give us your income information
  • Give us your employment history
  • Give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. does not share with our affiliates.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. does not share with non-affiliates so they can market you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Swanson Home Loans, a division of Cherry Creek Mortgage Co., Inc. doesn’t jointly market.